{"id":62077,"date":"2019-09-20T09:00:33","date_gmt":"2019-09-20T01:00:33","guid":{"rendered":"https:\/\/blog.trendmicro.com.tw\/?p=62077"},"modified":"2019-09-19T12:13:35","modified_gmt":"2019-09-19T04:13:35","slug":"%e7%95%b6-psd2-%e9%96%8b%e5%95%9f%e4%ba%86%e6%9b%b4%e5%a4%9a%e6%89%87%e9%96%80%ef%bc%9a%e9%96%8b%e6%94%be%e9%8a%80%e8%a1%8c%e7%9a%84%e9%a2%a8%e9%9a%aa","status":"publish","type":"post","link":"https:\/\/blog.trendmicro.com.tw\/?p=62077","title":{"rendered":"\u7576 PSD2 \u958b\u555f\u4e86\u66f4\u591a\u6247\u9580\uff1a\u958b\u653e\u9280\u884c\u7684\u98a8\u96aa"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>\u96a8\u8457\u6709\u8d8a\u4f86\u8d8a\u591a\u7522\u696d\u64c1\u62b1\u65e5\u76ca\u6210\u9577\u7684\u884c\u52d5\u5e02\u5834\uff0c\u91d1\u878d\u696d\u4e5f\u5728\u6700\u8fd1\u8fce\u4f86\u4e86\u5927\u8b8a\u52d5\u3002\u4fee\u8a02\u904e\u7684\u7b2c\u4e8c\u865f\u652f\u4ed8\u670d\u52d9\u6307\u4ee4\uff08PSD2\uff09\u4e5f\u5c31\u662f\u958b\u653e\u9280\u884c\uff0c\u662f\u6b50\u76df\uff08EU\uff09\u7684\u4e00\u5957\u65b0\u898f\u5247\uff0c\u9810\u8a08\u5c0d\u5168\u7403\u91d1\u878d\u696d\u90fd\u6703\u5e36\u4f86\u5f71\u97ff\u3002PSD2\u6703\u57282019\u5e749\u670814\u65e5\u5be6\u65bd\uff0c\u7528\u4f86\u53d6\u4ee3\u6b50\u76df\u76842007\u5e74\u652f\u4ed8\u670d\u52d9\u6307\u4ee4\uff0c\u4e0d\u904e\u7f8e\u570b\u548c\u4e9e\u6d32\u7684\u9280\u884c\u4e5f\u90fd\u958b\u59cb\u5728\u9032\u884c\u985e\u4f3c\u8f49\u8b8a\u4f86\u8fce\u5408\u5ba2\u6236\u3002<\/p><\/blockquote>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"787\" height=\"883\" src=\"https:\/\/blog.trendmicro.com.tw\/wp-content\/uploads\/2019\/09\/PSD2.jpg\" alt=\"\u7576 PSD2 \u958b\u555f\u4e86\u66f4\u591a\u6247\u9580\uff1a\u958b\u653e\u9280\u884c\u7684\u98a8\u96aa\n\" class=\"wp-image-62078\" srcset=\"https:\/\/blog.trendmicro.com.tw\/wp-content\/uploads\/2019\/09\/PSD2.jpg 787w, https:\/\/blog.trendmicro.com.tw\/wp-content\/uploads\/2019\/09\/PSD2-267x300.jpg 267w, https:\/\/blog.trendmicro.com.tw\/wp-content\/uploads\/2019\/09\/PSD2-768x862.jpg 768w, https:\/\/blog.trendmicro.com.tw\/wp-content\/uploads\/2019\/09\/PSD2-27x30.jpg 27w\" sizes=\"(max-width: 787px) 100vw, 787px\" \/><\/figure>\n\n\n\n<p>\u958b\u653e\u9280\u884c\u662f\u70ba\u4e86\u6fc0\u767c\u5275\u65b0\uff0c\u8b93\u6b50\u76df\u9280\u884c\u7684\u4ea4\u6613\u66f4\u5177\u6210\u672c\u6548\u76ca\u3001\u66f4\u5bb9\u6613\u4ee5\u53ca\u66f4\u5b89\u5168\u3002\u9019\u9700\u8981\u9280\u884c\u5c0d\u91d1\u878d\u79d1\u6280\uff08FinTech\uff09\u516c\u53f8\u958b\u653eAPI\u4f86\u9032\u884c\u5176\u4ed6\u670d\u52d9\uff0c\u5982\u8ca1\u52d9\u5efa\u8b70\u548c\u652f\u4ed8\u81ea\u52d5\u5316\u3002\u9280\u884c\u5ba2\u6236\u4e5f\u5fc5\u9808\u660e\u78ba\u5730\u540c\u610f\u9019\u4e9b\u65b0\u516c\u53f8\u53ef\u4ee5\u5b58\u53d6\u81ea\u5df1\u7684\u9280\u884c\u8cc7\u6599\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/blog.trendmicro.com\/trendlabs-security-intelligence\/files\/2019\/09\/figure-1-with-watermark-01-640x809.jpg\" alt=\"https:\/\/blog.trendmicro.com\/trendlabs-security-intelligence\/files\/2019\/09\/figure-1-with-watermark-01.jpg\"\/><figcaption> \u57161. \u6709\u4e86PSD2\uff0c\u65b0\u91d1\u878d\u79d1\u6280\u516c\u53f8\u53ef\u4ee5\u63a8\u51fa\u65b0\u61c9\u7528\u7a0b\u5f0f\u4f86\u6574\u5408\u591a\u500b\u9280\u884c\u5e33\u6236\u7684\u8cc7\u6599\u3002 <\/figcaption><\/figure>\n\n\n\n<!--more-->\n\n\n\n<p>PSD2\u76ee\u7684\u5728\u63d0\u9ad8\u7db2\u8def\u9280\u884c\u7684\u5b89\u5168\u6027\u3002\u56e0\u70baPSD2\u8981\u6c42\u96d9\u56e0\u5b50\u8a8d\u8b49\u53ca\u52d5\u614b\u9023\u7d50\uff0c\u6bcf\u7b46\u4ea4\u6613\u7684\u8a8d\u8b49\u78bc\u90fd\u53ea\u5c0d\u61c9\u7279\u5b9a\u63a5\u6536\u8005\u8ddf\u7279\u5b9a\u91d1\u984d\u3002\u6b64\u5916\uff0c\u82f1\u570b\u7684\u9280\u884c\u4e5f\u6b63\u5728\u958b\u767c\u4e00\u7a2e\u7a31\u70ba\u91d1\u878d\u7b49\u7d1aAPI\uff08FAPI\uff09\u7684\u6a19\u6e96\uff0c\u53ef\u4ee5\u66ff\u65b0\u8208\u91d1\u878d\u79d1\u6280\u516c\u53f8\u548c\u9280\u884c\u9593\u7684\u8a8d\u8b49\u904e\u7a0b\u591a\u52a0\u4e00\u5c64\u9632\u8b77\u3002<\/p>\n\n\n\n<p>\u672c\u7bc7\u5831\u544a\u5f9e\u8cc7\u5b89\u89d2\u5ea6\u7814\u7a76\u4e86\u91d1\u878d\u79d1\u6280\u516c\u53f8\u548c\u9280\u884c\u7684PSD2\u6e96\u5099\u60c5\u6cc1\uff0c\u4ee5\u53caPSD2\u751f\u6548\u5f8c\u53ef\u80fd\u51fa\u73fe\u7684\u65b0\u98a8\u96aa\u3002\u958b\u653e\u9280\u884c\u5c07\u5ba2\u6236\u7684\u9280\u884c\u8cc7\u6599\u4ea4\u7d66\u4e86\u66f4\u591a\u5c0d\u8c61\uff0c\u5305\u62ec\u4e86\u91d1\u878d\u79d1\u6280\u65b0\u5275\u516c\u53f8\uff0c\u9019\u4e9b\u516c\u53f8\u53ef\u80fd\u6c92\u6709\u50b3\u7d71\u9280\u884c\u90a3\u6a23\u901a\u904e\u591a\u5e74\u8655\u7406\u8a50\u9a19\u4e8b\u4ef6\u6240\u7a4d\u7d2f\u7684\u7d93\u9a57\u3002\u9019\u4e5f\u96e3\u4ee5\u907f\u514d\u5730\u6703\u8b93\u653b\u64ca\u9762\u589e\u52a0\u3002\u6211\u5011\u767c\u73fe\u4e86\u4e00\u4e9b\u554f\u984c\uff1a<\/p>\n\n\n\n<ul><li>\u9280\u884c\u548c\u91d1\u878d\u79d1\u6280\u516c\u53f8\u7684\u516c\u958bAPI\u6703\u64f4\u5927\u653b\u64ca\u9762\u3002<\/li><li>\u9280\u884c\u548c\u91d1\u878d\u79d1\u6280\u516c\u53f8\u7684\u4e00\u4e9b\uff08\u820a\uff09API\u548c\u7db2\u7ad9\u5728\u7db2\u5740\u5167\u5305\u542b\u4e86\u654f\u611f\u7684\u5ba2\u6236\u8cc7\u6599\u3002\u9019\u4e26\u4e0d\u7b26\u5408PSD2\u6539\u5584\u7db2\u8def\u9280\u884c\u5b89\u5168\u6027\u7684\u7528\u610f\u3002<\/li><li>\u904e\u6642\u7684\u9280\u884c\u8cc7\u6599\u5206\u4eab\u6280\u8853\u4ecd\u5728\u4f7f\u7528\u4e2d\u3002<\/li><li>\u9280\u884c\u548c\u91d1\u878d\u79d1\u6280\u516c\u53f8\u7684\u4e00\u4e9b\u884c\u52d5\u61c9\u7528\u7a0b\u5f0f\u4e5f\u9023\u7d50\u5230\u7b2c\u4e09\u65b9\u7d44\u7e54\uff0c\u5982\u5ee3\u544a\u5546\u548c\u61c9\u7528\u7a0b\u5f0f\u6548\u80fd\u670d\u52d9\u516c\u53f8\u3002<\/li><li>\u66f4\u5b89\u5168\u7684\u5354\u8b70\uff0c\u5982\u91d1\u878d\u7b49\u7d1aAPI\uff08FAPI\uff09\uff0c\u4ecd\u5728\u958b\u767c\u4e2d\u3002<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>API \u73fe\u6cc1\u548c\u98a8\u96aa<\/strong><\/h3>\n\n\n\n<p>\u6b50\u6d32\u9280\u884c\u5f9e2015\u5e74\u958b\u59cb\u4f7f\u7528API\u5df2\u7d93\u7b97\u76f8\u7576\u665a\u4e86\uff0c\u5168\u7403\u6709\u8d8a\u4f86\u8d8a\u591a\u7684\u9280\u884c\u4f7f\u7528API\u9032\u884c\u8cc7\u6599\u5171\u4eab\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/blog.trendmicro.com\/trendlabs-security-intelligence\/files\/2019\/09\/banking-api-growth.jpg\" alt=\"https:\/\/blog.trendmicro.com\/trendlabs-security-intelligence\/files\/2019\/09\/banking-api-growth.jpg\"\/><figcaption> \u57162. \u91d1\u878d\u696dAPI\u76f8\u95dc\u4e3b\u6a5f\u540d\u7a31\u7684\u6210\u9577\u8da8\u52e2\uff0c\u8cc7\u6599\u4f86\u81ea\u8da8\u52e2\u79d1\u6280\u7684Smart Protection Network\uff08SPN\uff09 <\/figcaption><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>\u5728PSD2\u751f\u6548\u4e4b\u524d\uff0c\u6211\u5011\u767c\u73fe\u6709\u8a31\u591a\u91d1\u878d\u79d1\u6280\u516c\u53f8\u548c\u9280\u884c\u6240\u4f7f\u7528\u7684API\u6709\u8457\u5b89\u5168\u554f\u984c\u3002\u8a31\u591a\u9280\u884c\uff08\u5305\u62ec\u81f3\u5c11\u5169\u5bb6\u6b50\u6d32\u4e2d\u592e\u9280\u884c\u548c\u4e00\u5bb6\u4e9e\u6d32\u4e2d\u592e\u9280\u884c\uff09\u7121\u610f\u9593\u5728API\u548c\uff08\u820a\uff09\u7db2\u7ad9\u7684\u7db2\u5740\u66b4\u9732\u4e86\u50cf\u662f\u8eab\u4efd\u8a8d\u8b49\u53c3\u6578\u3001\u96b1\u79c1\u8cc7\u8a0a\u548c\u4ea4\u6613\u8cc7\u6599\u7b49\u654f\u611f\u8cc7\u8a0a\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/blog.trendmicro.com\/trendlabs-security-intelligence\/files\/2019\/09\/figure-3-with-watermark-01.jpg\" alt=\"https:\/\/blog.trendmicro.com\/trendlabs-security-intelligence\/files\/2019\/09\/figure-3-with-watermark-01.jpg\"\/><figcaption> \u57163. API\u66b4\u9732\u4e86\u4f7f\u7528\u8005\u7684\u654f\u611f\u8cc7\u8a0a <\/figcaption><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>\u5c07\u654f\u611f\u8cc7\u8a0a\u52a0\u9032\u7db2\u5740\u662f\u7a2e\u4e0d\u597d\u7684\u505a\u6cd5\uff0c\u56e0\u70ba\u9019\u4e9b\u7db2\u5740\u6700\u5f8c\u53ef\u80fd\u6703\u51fa\u73fe\u5728\u65e5\u8a8c\u6a94\u3001\u700f\u89bd\u5668\u6b77\u53f2\u8a18\u9304\uff0c\u751a\u81f3\u6703\u5728\u4f7f\u7528\u8005\u7684\u4e0d\u540c\u88dd\u7f6e\u9593\u5171\u4eab\u3002\u6211\u5011\u7684\u7814\u7a76\u5831\u544a\u50c5\u5217\u8209\u4e86\u5c0f\u90e8\u5206\u4f86\u81ea\u6b50\u6d32\u3001\u4e9e\u6d32\u548c\u7f8e\u570b\u6703\u66b4\u9732\u6a5f\u5bc6\u8cc7\u8a0a\u7684\u91d1\u878d\u6a5f\u69cb\uff08\u8a72\u540d\u55ae\u5df2\u7d93\u533f\u540d\u8655\u7406\u4ee5\u4fdd\u8b77\u4ed6\u5011\u7684\u5ba2\u6236\uff09\u3002<\/p>\n\n\n\n<p>\u6211\u5011\u9084\u767c\u73fe\u4e00\u5bb6\u6b50\u6d32\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5c07API\u6587\u4ef6\u516c\u958b\u5728\u7db2\u8def\u4e0a\uff0c\u5305\u62ec\u5728API\u7db2\u5740\u542b\u6709\u5ba2\u6236\u96fb\u5b50\u90f5\u4ef6\u5730\u5740\u3001\u5bc6\u78bc\u3001\u5ba2\u6236\u7aef\u8eab\u4efd\u8a8d\u8b49\u548c\u5ba2\u6236\u7aefID\u7684\u8eab\u4efd\u8a8d\u8b49\u7db2\u5740\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/blog.trendmicro.com\/trendlabs-security-intelligence\/files\/2019\/09\/Sept2019_OpenBanking_authenticate-a-user-640x358.png\" alt=\"https:\/\/blog.trendmicro.com\/trendlabs-security-intelligence\/files\/2019\/09\/Sept2019_OpenBanking_authenticate-a-user.png\"\/><figcaption> \u57164. \u91d1\u878d\u79d1\u6280\u516c\u53f8API\u7dda\u4e0a\u6587\u4ef6\u622a\u5716\uff0c\u8072\u7a31\u53d7\u5230PSD2\u76e3\u7ba1\u3002\u53ef\u4ee5\u5728API\u7db2\u5740\u8def\u5f91\u6e05\u695a\u5730\u770b\u898b\u654f\u611f\u8cc7\u8a0a\u3002 <\/figcaption><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u5371\u96aa\u7684\u6280\u8853\uff1a\u87a2\u5e55\u6293\u53d6<\/strong><\/h3>\n\n\n\n<p>\u4e00\u7a2e\u7a31\u70ba\u300c\u87a2\u5e55\u6293\u53d6\u300d\u7684\u6280\u8853\u662f\u91d1\u878d\u79d1\u6280\u516c\u53f8\u7528\u4f86\u6574\u5408\u9280\u884c\u8cc7\u6599\u7684\u6280\u8853\u4e4b\u4e00\u3002\u6703\u4f7f\u7528\u5ba2\u6236\u7684\u767b\u5165\u5e33\u5bc6\u4f86\u6a21\u4eff\u700f\u89bd\u5668\u9032\u884c\u6d3b\u52d5\u4e26\u89e3\u6790\u9280\u884c\u7db2\u7ad9\u7684HTML\u5167\u5bb9\u3002\u70ba\u4e86\u505a\u5230\u9019\u9ede\uff0c\u5ba2\u6236\u5fc5\u9808\u5c07\u7db2\u8def\u9280\u884c\u5e33\u5bc6\u63d0\u4f9b\u7d66\u91d1\u878d\u79d1\u6280\u516c\u53f8\uff0c\u5f9e\u5b89\u5168\u89d2\u5ea6\u4f86\u770b\uff0c\u9019\u662f\u4e0d\u53ef\u53d6\u7684\u3002<\/p>\n\n\n\n<p>\u56e0\u70baPSD2\u8981\u6c42\u56b4\u683c\u7684\u8eab\u4efd\u8a8d\u8b49\uff0c\u56e0\u6b64\u87a2\u5e55\u6293\u53d6\u4e0d\u518d\u88ab\u5141\u8a31\uff0c\u5fc5\u9808\u66ff\u63db\u6210OAuth2.0\u3002\u91d1\u878d\u79d1\u6280\u516c\u53f8\u7d44\u7e54\u8d77\u4f86\u53cd\u5c0d\u6b64\u4e00\u898f\u5b9a\uff0c\u4e26\u4e14\u8868\u793a\u6c92\u6709\u767c\u751f\u904e\u8207\u8a72\u6280\u8853\u76f8\u95dc\u7684\u8cc7\u5b89\u4e8b\u4ef6\u6216\u8cc7\u6599\u5916\u6d29\uff0c\u4e26\u6307\u51faOAuth\u5c0d\u4f7f\u7528\u8005\u4f86\u8aaa\u4e26\u4e0d\u53cb\u5584\u3002\u5728\u5be6\u65bd\u65e5\uff089\u670814\u65e5\uff09\u7684\u524d\u5e7e\u9031\uff0c\u7576\u5c40<a href=\"https:\/\/www.fca.org.uk\/news\/press-releases\/fca-agrees-plan-phased-implementation-strong-customer-authentication\">\u5ba3\u5e03<\/a>\u5ef6\u5f8c\u5168\u9762\u5be6\u65bd\u6280\u8853\u5b89\u5168\u63aa\u65bd\u7684\u8981\u6c42\u548c\u7f70\u6b3e\uff0c\u63d0\u4f9b\u7d66\u7b2c\u4e09\u65b9\u670d\u52d9\u5546\u66f4\u591a\u7684\u6642\u9593\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"> \u91d1\u878d\u7b49\u7d1aAPI ( <strong>FAPI<\/strong> )<\/h3>\n\n\n\n<p>\u91d1\u878d\u7b49\u7d1aAPI\uff08FAPI\uff09\u662f\u5373\u4f7f\u5728\u9ad8\u98a8\u96aa\u60c5\u6cc1\u4e0b\u4e5f\u5b89\u5168\u7684\u5354\u5b9a\u3002\u5c31\u50cf\u662f\u7576\u653b\u64ca\u8005\u7aca\u53d6\u4e86\u884c\u52d5\u61c9\u7528\u7a0b\u5f0f\u4f7f\u7528\u8005\u7684\u81e8\u6642\u5b58\u53d6\u4ee4\u724c\uff0c\u653b\u64ca\u8005\u4e5f\u7121\u6cd5\u7528\u8a72\u4ee4\u724c\u5b58\u53d6\u53d7\u5bb3\u8005\u7684\u8ca1\u52d9\u8cc7\u6599\u3002FAPI\u76ee\u524d\u7531OpenID\u57fa\u91d1\u6703\u548c\u82f1\u570b\u958b\u653e\u9280\u884c\u5be6\u65bd\u7d44\u7e54\u958b\u767c\u3002\u96d6\u7136\u539f\u672c\u6253\u7b97\u958b\u653e\u9280\u884c\u5728\u82f1\u570b\u751f\u6548\u5f8c\u4f7f\u7528\uff0c\u4f46\u5c1a\u672a\u5b8c\u5168\u6e96\u5099\u597d\uff1b\u5728\u9019\u4efd\u5831\u544a\u64b0\u5beb\u6642\uff0c<a 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class=\"wp-block-heading\"><strong>\u5b89\u5168\u5efa\u8b70<\/strong><\/h3>\n\n\n\n<p>\u96d6\u7136\u958b\u653e\u9280\u884c\u63d0\u4f9b\u5ba2\u6236\u3001\u9280\u884c\u548c\u91d1\u878d\u79d1\u6280\u516c\u53f8\u66f4\u597d\u7684\u5b89\u5168\u6027\u548c\u5546\u6a5f\uff0c\u4f46\u5f9e\u5b89\u5168\u89d2\u5ea6\u4f86\u770b\uff0c\u76ee\u524d\u7684\u5be6\u65bd\u505a\u6cd5\u8457\u5be6\u4ee4\u4eba\u64d4\u5fc3\u3002\u91d1\u878d\u79d1\u6280\u516c\u53f8\u6025\u9700\u9032\u4e00\u6b65\u5275\u65b0\u548c\u670d\u52d9\u5927\u773e\uff0c\u540c\u6642\u9280\u884c\u8a66\u5716\u4fdd\u8b77\u81ea\u5df1\u7684\u65e2\u5b9a\u5730\u4f4d\uff0c\u9019\u4e9b\u885d\u7a81\u4e0d\u8a72\u72a7\u7272\u5ba2\u6236\u7684\u5229\u76ca\u3002<\/p>\n\n\n\n<p>\u6211\u5011\u5efa\u8b70\u91d1\u878d\u79d1\u6280\u516c\u53f8\u63a1\u7528\u5b89\u5168\u5354\u5b9a\u4e26\u505c\u6b62\u4f7f\u7528\u6709\u98a8\u96aa\u6216\u904e\u6642\u7684\u6280\u8853\u3002\u7f3a\u4e4f\u4e8b\u4ef6\u7d00\u9304\u4e26\u4e0d\u80fd\u6539\u8b8a\u87a2\u5e55\u6293\u53d6\u7b49\u65b9\u6cd5\u4e0d\u5b89\u5168\u7684\u4e8b\u5be6\u3002\u61c9\u7528\u7a0b\u5f0f\u958b\u767c\u4eba\u54e1\u9084\u61c9\u8a72\u78ba\u4fdd\u5176\u61c9\u7528\u7a0b\u5f0f\u548c\u7db2\u7ad9\u5728\u8a2d\u8a08\u6642\u5c31\u8003\u616e\u5230\u5b89\u5168\u6027\uff0c\u4e26\u4e14\u8981\u8b93\u61c9\u7528\u7a0b\u5f0f\u53ef\u4ee5\u5728\u6709\u554f\u984c\u6216\u88ab\u653b\u64ca\u7684\u74b0\u5883\u88e1\u5b89\u5168\u57f7\u884c\u3002<\/p>\n\n\n\n<p>\u9280\u884c\u548c\u5176\u4ed6\u91d1\u878d\u6a5f\u69cb\u61c9\u8a72\u8981\u6aa2\u67e5\u76ee\u524d\u61c9\u7528\u7a0b\u5f0f\u7684API\uff1b\u4e0d\u8a72\u5728API\u7db2\u5740\u8def\u5f91\u4e0a\u51fa\u73fe\u5ba2\u6236\u7684\u654f\u611f\u8cc7\u8a0a\u548c\u500b\u4eba\u8cc7\u6599\uff0c\u56e0\u70ba\u9019\u53ef\u80fd\u6703\u524a\u5f31\u6216\u7121\u6548\u5316\u5df2\u5efa\u7acb\u7684\u5b89\u5168\u63aa\u65bd\u3002<\/p>\n\n\n\n<p>\u6211\u5011\u5728\u5831\u544a\u88e1\u8a73\u7d30\u63cf\u8ff0\u4e26\u5ee3\u6cdb\u8a0e\u8ad6\u4e86\u66f4\u591a\u98a8\u96aa\u548c\u5a01\u8105\uff0c\u60f3\u77e5\u9053\u66f4\u591a\u8cc7\u8a0a\u8acb\u4e0b\u8f09\u6211\u5011\u7684\u7814\u7a76\u5831\u544a \u2013 \u300c<a href=\"https:\/\/www.trendmicro.com\/vinfo\/us\/security\/news\/cybercrime-and-digital-threats\/the-risks-of-open-banking-are-banks-and-their-customers-ready-for-psd2\">\u6e96\u5099\u597d\u8fce\u63a5PSD2\u4e86\u55ce?\u958b\u653e\u9280\u884c\u7684\u98a8\u96aa<\/a>\u300d\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/documents.trendmicro.com\/images\/TEx\/articles\/Risks%20of%20Open%20Banking%20Cover.jpg\" alt=\"\" width=\"245\" height=\"346\"\/><\/figure>\n\n\n\n<p><a href=\"https:\/\/www.trendmicro.com\/vinfo\/us\/security\/news\/cybercrime-and-digital-threats\/the-risks-of-open-banking-are-banks-and-their-customers-ready-for-psd2\"><\/a><\/p>\n\n\n\n<p>@\u539f\u6587\u51fa\u8655\uff1a<a href=\"https:\/\/blog.trendmicro.com\/trendlabs-security-intelligence\/when-psd2-opens-more-doors-the-risks-of-open-banking\/\">When PSD2 Opens More Doors: The Risks of Open Banking<\/a><br> \u4f5c\u8005\uff1aFeike Hacquebord\u3001Robert McArdle\u3001Fernando Merc\u00eas\u548cDavid Sancho\uff08<a href=\"https:\/\/blog.trendmicro.com\/trendlabs-security-intelligence\/author\/trend-micro-advanced-threats-researchers\/\">\u8da8\u52e2\u79d1\u6280\u524d\u77bb\u6027\u5a01\u8105\u7814\u7a76\u5718\u968a<\/a>\uff09 <\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u96a8\u8457\u6709\u8d8a\u4f86\u8d8a\u591a\u7522\u696d\u64c1\u62b1\u65e5\u76ca\u6210\u9577\u7684\u884c\u52d5\u5e02\u5834\uff0c\u91d1\u878d\u696d\u4e5f\u5728\u6700\u8fd1\u8fce\u4f86\u4e86\u5927\u8b8a\u52d5\u3002\u4fee\u8a02\u904e\u7684\u7b2c\u4e8c\u865f\u652f\u4ed8\u670d\u52d9\u6307\u4ee4\uff08PSD2\uff09\u4e5f [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_wpscppro_dont_share_socialmedia":false,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"","_twitter_share_type":"","_linkedin_share_type":"","_pinterest_share_type":"","_linkedin_share_type_page":"","_instagram_share_type":"","_medium_share_type":"","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[1335,15,4215,339,4412],"tags":[4092,1599],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/blog.trendmicro.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/62077"}],"collection":[{"href":"https:\/\/blog.trendmicro.com.tw\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.trendmicro.com.tw\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.trendmicro.com.tw\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.trendmicro.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=62077"}],"version-history":[{"count":0,"href":"https:\/\/blog.trendmicro.com.tw\/index.php?rest_route=\/wp\/v2\/posts\/62077\/revisions"}],"wp:attachment":[{"href":"https:\/\/blog.trendmicro.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=62077"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.trendmicro.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=62077"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.trendmicro.com.tw\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=62077"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}